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New York Foreclosure Defense Attorney

Afraid of Losing Your NY Home Due to Foreclosure?

At Musa-Obregon Law PC, we understand that difficult financial situations have left families throughout New York struggling to make their mortgage payments. When this happens, foreclosure may seem unavoidable, but this is far from the truth.

By working with each of our clients individually, we are able to create positive solutions that puts a stop to foreclosure and allows them to move forward with their lives. Having 100 years of combined legal experience, we can talk you through the best possible options for your unique situation.

Call for a free consultation with our NYC foreclosure defense firm. Serving Manhattan, the Bronx, Brooklyn, Rockland County and Westchester County.

Changes to New York Foreclosure Laws

New York State has one of the longest foreclosure timelines in the country, averaging about three years.. This was due to the fact that after the foreclosure action was filed, attorneys were not filing a mandatory affirmation right away. The mandatory affirmation is filed by the plaintiff’s attorney to certify that the plaintiff is in fact the creditor entitled to enforce their rights according to various loan documents.

It is now required for the foreclosure plaintiff’s attorney to file the mandatory affirmation along with the initial complaint, speeding up the process significantly. Once the mandatory affirmation and initial complaint have both been filed, an attorney may be able to help you come to a mutually agreeable way out of your foreclosure with your lender.

Steps After Receiving a Notice of Foreclosure

  • If you have been served personally with a Summons and Complaint in foreclosure, you only have 20 days to respond. For those served by alternate methods, you have 30 days to respond to the notice.
  • In either case, you have to file a Formal Answer, wherein you are required to respond to each allegation against you in the Summons and Complaint. This is also where you can assert your defenses.
  • The Formal Answer will then have to be acknowledged by a Notary Public and served before the Court and opposing counsel.

It’s important that you speak with a skilled and experienced NYC foreclosure attorney as soon as you receive your initial notice to help prevent you from losing your home.

Free Consultation With Our Qualified NY Foreclosure Firm

Whether you have just received the initial complaint or you are already in the foreclosure process, there may still be a way out. By choosing to work with Musa-Obregon Law PC, you can trust that our foreclosure defense lawyers will tirelessly strive to stop your foreclosure and find an alternative that better suits your needs.

Allow our firm to work alongside you – call us today at (888) 502-8461!

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  • “I don't know how a man who is so busy even gives out his cell phones to his clients for emergencies but to show you how much he feels for his clients, this is the kind of lawyer that he is!”

    Agnieska R.
  • “Every client I referred to him has been satisfied and is still in the country.”

    F. Richard H.
  • “Professional, honest hard working "Genius"”

    Janusz W.
  • “I trust him completely and know he has my best interest in mind.”

    Ronald R.
  • “He's brilliant and cares for his clients with true heart, you could not be in better hands.”

    W. Velez
  • “Thanks to Mr. Theodore Hartman, Bernardo can now look forward to a positive future in the United States of America.”

    Katharine St. Vincent
  • “He helped my loved one get out of deportation quickly for a very, very reasonable fee.”

  • “Whether your case is civil or criminal, Mike has the intelligence and knowledge of the law to provide the best possible outcomes for his clients.”

    Roland Larkin, Former Superintendent NY State
  • “My son has got a good job now and is a free man because of this lawyer.”

  • “He found solutions when other lawyers turned us down.”

  • “Gracias a Dios y al trabajo realizado por ellos, ahora estamos compartiendo la compañía de mi sobrina aquí en New York.”

    Aminta Gonzalez
  • “He knows both criminal and immigration law like the back of his hand.”

    Nilay Shastry, Esq.
  • “My life has changed for the better since I've had Michael and his Team working with me.”

    L. Bela
  • “If you are looking for an experienced reliable lawyer, you are in good hands with Musa-Obregon”

    Former Client
  • “From first-hand experience, I am certain that clients are safe in his hands.”

    Rene Berrospi, Peruvian attorney

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